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December 21, 2023
David Ward
head of power and energy, practice group leader – global renewables, Sedgwick
Scotland’s hydro-electric schemes, severe flooding and insurer implications

Hydropower has played a critical role over the past century in connecting vast swathes of rural Scotland to the power grid, all by using its plentiful natural resources to generate electricity: steep mountains and hillsides, lochs and reliably heavy …

December 21, 2023 by David Ward, head of power and energy, practice group leader – global renewables, Sedgwick
Blog
April 17, 2023
Paul Owens ‪- major and complex loss operations director (Scotland); and David Gear - head of major and complex loss (Scotland and Northern Ireland)
Commercial property policy wordings are changing — here’s what you need to know

While the core type of cover provided under a standard commercial property policy has generally remained consistent over the years, most have been recently expanded to include wordings you might not ordinarily expect. Wider cover helping customers r…

April 17, 2023 by Paul Owens ‪- major and complex loss operations director (Scotland); and David Gear - head of major and complex loss (Scotland and Northern Ireland)
Blog
August 03, 2022
David Gear
director, head of major and complex loss (Scotland and Northern Ireland)
Tenant improvements and coverage considerations

Insurance policies arranged to cover improvements made to rental properties by a tenant may appear to be a relatively simple concept. After all, a landlord can likely recognise the upgrades or improvements made to their property. However, for cover t…

August 03, 2022 by David Gear, director, head of major and complex loss (Scotland and Northern Ireland)
Blog
July 05, 2022
David Gear
director, head of major and complex loss (Scotland and Northern Ireland)
When crowdfunding meets an insurance policy

While it’s not a new concept, crowdfunding — raising funds through groups of people online — continues to draw the interest of many. This practice allows individuals to give to a member of their community, a business or a cause they’re pa…

July 05, 2022 by David Gear, director, head of major and complex loss (Scotland and Northern Ireland)
Blog
February 10, 2022
David Gear
director, head of major and complex loss (Scotland and Northern Ireland)
When the cladding crisis meets an insurance policy

Nearly five years after the Grenfell Tower fire in London, hundreds of thousands of homeowners and leaseholders are still living in potentially dangerous buildings. Billions have been invested in building safety, including government assistance and p…

February 10, 2022 by David Gear, director, head of major and complex loss (Scotland and Northern Ireland)
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