Major and complex loss

Global agriculture encompasses all animal production and produce, crop production, rural activities, and a major part of the worldwide distribution channels for supermarkets, hypermarkets, convenience stores, e-commerce etc. Our agriculture specialist practice group also incorporates aquaculture, forestry and equine specialisms.

Our teams, based in relevant local markets, work across all sectors of the agricultural world. We work with underwriters, brokers and claims staff to provide specific advice, sector insight, product development opinion and training.

We can also provide a focal point for London market overseas risks. To ensure high-quality management and continuity of reporting on claims outside the UK, our adjusters are supported by cutting-edge technology and the unrivalled expertise of our specialist agricultural team.

Technology exposures — some less obvious than others — can range from loss of data and key infrastructure to unauthorised system access. The loss of telecommunications can also significantly impact a business, and needs a ‘fit for purpose’ adjusting solution.

With decades of experience dealing with technology, communication and cyber claims, our dedicated team of worldwide, multi-disciplined experts understand technology, communication and cyber-related issues. We can work independently, or as part of your existing team, to explore the reasons behind complex failures and offer solutions.

Our construction and engineering specialist team have been retained as nominated adjusters on some of the largest and most technically complicated construction and civil engineering projects around the world. Our specialisms include major construction all risks (CAR) and erection all risks (EAR) projects, and our teams have worked on a wide variety of infrastructure initiatives.

The effects from environmental losses can vary from limited local damage, such as domestic oil spills, to worldwide cross-border disruptions resulting from air or water contamination. Clean-up measures may be minimal or have huge financial consequences, and remediation can take anywhere from days to years.

Our environmental specialist practice group is made up of experts within this complex field who have a wealth of experience in understanding local laws and policy nuances to ensure swift identification of cause, liability and remediation options.

We are able to handle all types and sizes of environmental losses quickly and cost effectively – wherever they occur — to help get businesses back on track as soon as possible.

Jewellers’ block, specie and fine art losses often involve examination of evi­dence in the absence of any tangible damage. This requires the experience of knowing what questions to ask, what documentation to request and what instincts to follow. In an industry based on trust, these losses require careful handling by the right professionals.

Many parties in multiple locations are involved in the supply chain, often with conflicting interests. On top of that, the shipping and storage of goods is subject to complicated national and international rules and regulations.

Our global marine specialists, one of the largest of our global practice groups, can handle all manner of marine claim needs, from a single local incident to fully serviced global accounts and catastrophe events.

Our team is a centre of excellence for all things marine-related, always collaborating about the most efficient ways to handle complex cases, sharing best practice and professional knowledge, and providing a consistently high level of service and standards across the world.

Our dedicated mining practice has handled hundreds of major losses involving property damage and business interruption at open cut, underground and mixed mines. These have included fire, flood, landslide, access route interruptions, and plant and machinery losses of every description.

We combine the expertise of loss adjusters, forensic accountants, engineers and surveyors with in-depth business expertise, tailored to assist you with a comprehensive claims management service. This includes the adjustment, management and negotiation of major and complex insurance claims.

Our global power specialist practice group provides a structure for our large team of power experts who are ready to respond wherever a loss occurs. You will have regular access to our market leaders who draw upon a combination of hands-on industry experience, insurance expertise and an in-depth understanding of the commercial, contractual and financial arrangements prevalent in the power industry.

Our product liability and recall specialist practice group comprises a large team of product experts who are ready to respond wherever a loss occurs. You have access to our specialists who draw upon a combination of hands-on industry experience, insurance expertise and an in-depth understanding of local and international rules and regulation. We offer a service that embraces active investigation and management of claims in any product liability or recall situation.

We have a worldwide network of engineering experts and specialist loss adjusters to assist the renewable energy insurance risk and claims sectors. Our expertise covers, but is not limited to, wind, solar, tidal and hydro-electric sources.

Our engineering experts and specialist loss adjusters have direct renewables industry experience in the fields of electrical, mechanical, civil, structural, materials and marine engineering. With this experience comes detailed knowledge of the engineering, procurement, construction, installation, commissioning and operation phases within the industry.